It’s autumn in the East Tennessee foothills, and the turning leaves in the high country are beginning their slow crawl down the slopes of the Great Smoky Mountains toward RT Lodge. The bucolic retreat, located in Maryville, Tenn., is a...

On the surface, the word “insurance” doesn’t require a whole lot of research. It is, after all, something in which every American invests, whether the policies purchased cover homes, automobiles, boats or lives. The first insurance policies date back to...